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Multi-Year Guarantee Annuities

Also known as fixed-rate or CD-type annuities, provides a predetermined and contractually guaranteed interest rate for a set period of time, typically 3-10 years.

Traditional Fixed Annuities

Credits interest rates that are declared by the insurance company annually, with an underlying minimum guarantee.

Fixed Indexed Annuities

Credits interest based on the changes to a market index, such as the S&P 500 or Dow Jones Industrial Average. Interest is credited when the index value increases, but can never be less than zero.

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